Terms and Conditions

Please read this Agreement carefully before accessing or using the Service. It is understood that upon submission of the registration form, you agree to be bound by the terms and conditions set forth below. If you do not wish to be bound by these terms and conditions, you may not use or access this Service. PVB REMITTANCE SERVICES LIMITED may at anytime modify this Agreement, and such modifications shall be effective immediately upon posting of the modified Agreement. You agree to review the Agreement periodically and your continued access or use of the Service shall be deemed your conclusive acceptance of the modified Agreement.

1. User Privacy Statement -- Our Pledge to You, Our Customer

PVB REMITTANCE SERVICES LIMITED respects your privacy. PVB REMITTANCE SERVICES LIMITED does not sell, rent, or loan any identifiable information regarding its customers to any third party, without their consent. Any information you give us is held with the utmost care and security, and will not be used in ways to which you have not consented. PVB REMITTANCE SERVICES LIMITED has taken several steps to ensure that your payment information is processed confidentially and accurately.

2. Use of Information.

PVB REMITTANCE SERVICES LIMITED will not collect any personal information about individuals except when specifically and knowingly provided by such individuals. Examples of such information are: name, postal address, e-mail address, phone number, birthday, and product commentary. PVB REMITTANCE SERVICES LIMITED may share non-personal aggregate, or summary information regarding its customers with partners or other third parties (i.e Bank), but PVB REMITTANCE SERVICES LIMITED does not sell or share any information at the individual customer level. PVB REMITTANCE SERVICES LIMITED recommends that if you provided information on behalf of a minor, then you should use the minor's parent or guardian's e-mail address provided and that you have the permission of that minor's parent or guardian.

3. Use of the Service.

You understand that, except for information, products or services clearly identified as being supplied by PVB REMITTANCE SERVICES LIMITED, PVB REMITTANCE SERVICES LIMITED does not operate, control or endorse any information, products or services on the Internet in any way. Except for PVB REMITTANCE SERVICES LIMITED -identified information, products or services, all information, products and services offered through the Service or on the Internet generally are offered by third parties that are not affiliated with PVB REMITTANCE SERVICES LIMITED. You also understand that PVB REMITTANCE SERVICES LIMITED cannot and does not guarantee or warrant that files available for downloading through the Service will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to the Service for the reconstruction of any lost data. You assume total responsibility and risk for your use of the Service and the Internet. PVB REMITTANCE SERVICES LIMITED does not make any express or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title or noninfringement, or the implied warranties of merchantability or fitness for a particular purpose) with regard to the Service, any merchandise, information or service provided through the Service or on the Internet generally, and PVB REMITTANCE SERVICES LIMITED shall not be liable for any cost or damage arising either directly or indirectly from any such transaction. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services, merchandise and other information provided through the Service or on the Internet generally. PVB REMITTANCE SERVICES LIMITED does not warrant that the Service will be uninterrupted or error-free or that defects in the Service will be corrected. The Service and any software made available on the Service are provided on an "as is, as available" basis. You understand further that the Internet contains unedited materials some of which are sexually explicit or may be offensive to you. You access such materials at your risk. PVB REMITTANCE SERVICES LIMITED has no control over and accepts no responsibility whatsoever for such materials. In no event shall PVB REMITTANCE SERVICES LIMITED be liable for: i. any and all damages including but not limited to, direct indirect incidental or consequential damages arising out of the use of or inability to use the service. Or any information or transactions provided on the service or downloaded or hyper-linked from or to the service even of PVB REMITTANCE SERVICES LIMITED or its representatives have been advised of the possibility of such malfunction/breakdown of the service or ii. any claim attributable to errors, omissions, or other inaccuracies in the service and/or materials or information downloaded through or hyper-linked from the service.

4. Indemnification.

You agree to indemnify, defend and hold harmless PVB REMITTANCE SERVICES LIMITED, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of this Agreement by you. Notwithstanding the following, you shall hold PVB REMITTANCE SERVICES LIMITED free and harmless from suit or action arising from improper use of data, unauthorized intrusion into the site and unlawful exposure of data.

5. Third Party Rights.

The provisions of paragraphs 3 (Use of the Service), and 4 (Indemnification) are for the benefit of PVB REMITTANCE SERVICES LIMITED and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

6. Accuracy of Published Web Content Information.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinion, advice, services or other information provided. The information on this Web Site may be changed or updated without notice. PVB REMITTANCE SERVICES LIMITED may also make improvements and/or changes in the products, services and/or programs described on this Web Site at any time without notice. Information provided on this Web Site is believed to be reliable when posted. However, PVB REMITTANCE SERVICES LIMITED cannot guarantee that information will be accurate, complete and current at all times. All information in this Web Site is subject to modification from time to time without notice. Every time you access this Web Site, make sure that you check this page. PVB REMITTANCE SERVICES LIMITED has used its discretion, best judgment and all reasonable efforts in collecting and preparing the information, documents (incl. copy, graphics, pictures, etc.) or other items provided or available herein, but any such information, document or other item is provided or available without any warranty of any kind, either express or implied, including, but not limited to, the warranties of completeness, accuracy, fitness for a particular purpose, or non-infringement of any intellectual property rights.

7. Copyright.

All site design, text, graphics, interfaces, and the selection and arrangements thereof are (c) 2007, PVB REMITTANCE SERVICES LIMITED. ALL RIGHTS RESERVED. Permission is granted to electronically copy and to print hard copy portions of this Site for the sole purpose of viewing/paying PVB REMITTANCE SERVICES LIMITED bills. Any other use of materials on this Web Site, including reproduction for purposes other than those noted above, modification, distribution, or republication, without the prior written permission of PVB REMITTANCE SERVICES LIMITED is strictly prohibited.

8. Trademarks.

All trademarks, service marks, and trade names (collectively the "Marks") are proprietary to PVB REMITTANCE SERVICES LIMITED or other respective owners that have granted PVB REMITTANCE SERVICES LIMITED the right and license to use such Marks.

9. Conflict.

In case of conflict or inconsistencies between the on-line bill and the official monthly billing statement which is mailed to you, the latter shall prevail.

10. Disclaimer.

THE INFORMATION, SERVICES, PRODUCTS, AND MATERIALS CONTAINED IN THIS WEB SITE, INCLUDING, WITHOUT LIMITATION, TEXT, GRAPHICS, AND LINKS, ARE PROVIDED ON AN "AS IS" BASIS WITH NO WARRANTY. TO THE MAXIMUM EXTENT PERMITTED BY LAW, PVB REMITTANCE SERVICES LIMITED DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, WITH RESPECT TO SUCH INFORMATION, SERVICES, PRODUCTS, AND MATERIALS, FREEDOM FROM COMPUTER VIRUS, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. IN ADDITION, PVB REMITTANCE SERVICES LIMITED DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS WEB SITE IS ACCURATE, COMPLETE OR CURRENT.

11. Member Conduct.

As a condition of your use of the Service, you warrant to PVB REMITTANCE SERVICES LIMITED that you will not use the Service for any purpose that is unlawful or prohibited by these terms, conditions, and notices. The Service is provided to individuals only and for personal use only. You agree to use the Service only to send and receive personal messages. Any unauthorized commercial use of the Service, or the resale of its services, is expressly prohibited. You agree to abide by all applicable local, state, national and international laws and regulations and are solely responsible for all acts or omissions that occur under your account or password, including the content of your transmissions through the Service. By way of example, and not as a limitation, you agree not to: Use the Service in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages (commercial or otherwise). Defame abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others. Publish, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful material or information. Advertise or offer to sell or buy any goods or services for any non-personal purpose. Harvest or otherwise collect information about others, including email addresses, without their consent. Create a false identity for the purpose of misleading others as to the identity of the sender or the origin of a message. Use, download or otherwise copy, or provide (whether or not for a fee) to a person or entity that is not a Service member any directory of the Service members or other user or usage information or any portion thereof other than in the context of your use of the Service as permitted under the TOS. Transmit or upload any material that contains viruses, Trojan horses, worms, time bombs, cancelbots, or any other harmful or deleterious programs. Transmit or upload any material that contains software or other material protected by intellectual property laws, rights of privacy or publicity or any other applicable law unless you own or control the rights thereto or have received all necessary consents. Interfere with or disrupt networks connected to the Service or violate the regulations, policies or procedures of such networks. Attempt to gain unauthorized access to the Service, other accounts, computer systems or networks connected to the Service, through password mining or any other means. Violate any applicable laws or regulations including, without limitation, laws regarding the transmission of technical data or software exported from the United States through the service. Interfere with another member's use and enjoyment of the Service or another individual's or entity's use and enjoyment of similar services.