Privacy Policy Statement

Protecting our clients’ privacy is our priority, this privacy policy statement information pertains to consumer privacy policy and covers how Philippine Veterans Bank and its subsidiary company PVB REMITTANCE SERVICES LTD. collects and use information from you likewise information that you obtain when you visit or use our website. This privacy policy statement likewise sets out our current policies and also demonstrates Philippine Veterans Bank and its subsidiary PVB REMITTANCE SERVICES LTD. commitment to your personal and financial privacy.

COLLECTION OF INFORMATION. PVB REMITTANCE SERVICES LTD. collects personal and non-personal information in line with the company’s offered products/services and/or to provide services to you. We may obtain this information from a variety of sources including, but not limited to the following: (a) directly from a customer applications, questionnaires and other materials submitted to us by the Sender; (b) from transactions in which PVB REMITTANCE SERVICES LTD. and Sender are involved; (c) from click stream activity on our website (including the use of “cookies” and or “web beacons”, as discussed below); and (d) from a variety of third-party sources, such as government repositories, consumer reporting agencies and other financial institutions.

USE OF COOKIES AND WEB BEACONS. A “cookie” is a small text file placed on your computer’s hard drive by a web server and which is acknowledged by your web browser. “Web beacons” are transparent electronic images placed in the web code, also called “GIFs” or “Web bugs”. We use cookies and/or web beacons for a variety of purposes, including, but not limited to the following: (a) to assist us in providing our services to you; (b) to allow you to change pages during your visit to our website without repeatedly having to re-enter your password; (c) to track activity on our website; or (d) to determine whether you came to our site from a banner ad or an affiliate website. You can usually set parameters on your computer that allow you to elect to accept cookies or to have your browser notify you each time a cookie if offered. You can also usually delete cookies from your hard drive. Instructions on how to accept cookies, on how to be notified that a cookie is being offered and on how to delete cookies are available through your internet browser.

DISCLOSURE OF INFORMATION. PVB REMITTANCE SERVICES LTD. does not sell, distribute, or otherwise disclose your information to third parties without first obtaining your express written consent and giving you an opportunity to opt-out of such disclosure. There are some disclosures to third parties that are not subject to the opt-out, such as the following: disclosures necessary to effect, administer or enforce a transaction requested by you, to companies that perform services for us, to prevent fraud; and, in addition, PVB REMITTANCE SERVICES LTD. may disclose information about former costumers to third parties and companies with which PVB REMITTANCE SERVICES is affiliated. Those disclosures may consist of the following: (a) financial background information describing financial status; (b) identification information, such as name and address data; (c) transaction information, such as account activity, debit activity or credit activity, and (d) other information relating to financial matters.

RECIPIENTS OF INFORMATION. PVB REMITTANCE SERVICES LTD. may disclose information we collect in the paragraphs titled, “COLLECTION OF INFORMATION”, subject to your consent or as otherwise permitted by the law to our affiliates and to unaffiliated third parties as describe below. We may disclose information our affiliates within or outside the country when the data was collected to effect, administer and complete transactions including: (a) financial service providers such as PVB REMITTANCE SERVICES LTD. affiliates that offer our services; (b) banks, credit card companies, brokerage houses, mortgage lenders and mortgage originators; (c) Government agencies; (d) as permitted or required by law and (e) legal, regulatory, security, government and processing organizations applicable to us or our affiliates or service providers. We may disclose information about current and former consumers or customers to the following types of third parties, which are subject to your consent such as; (a) Non-financial companies such as retailers, and other providers of goods and services; (b) Advertising and direct marketing companies and (c) other financial institutions with which we have joint marketing arrangements.

LINKS TO OTHER WEBSITE. PVB REMITTANCE SERVICES LTD. may create links to third party websites. PVB REMITTANCE SERVICES LTD. is not responsible for the content or privacy practices employed by websites that are linked to or from our website.

CHANGES OR UPDATES. PVB REMITTANCE SERVICES LTD. reserves the right to modify this Privacy Policy Statement. Updated Privacy Policy Statement will be posted at this website when amendments occur. We urge you to review this Privacy Policy Statement when you visit our website to obtain the most current statement.

CONFIDENTIALITY AND SECURITY. PVB REMITTANCE SERVICES LTD. endeavors to maintain physical, electrical and procedural safeguards that comply with applicable government regulations to guard your information. We also endeavor to restrict information access to our employees, agents and representatives that need to know it. Despite this efforts, and as you probably know, third parties may unlawfully intercept or access transmissions sent to us or wrongly instruct you to disclose information to them while pretending to be PVB REMITTANCE SERVICES LTD.

As stated above, PVB REMITTANCE SERVICES LTD. Online Privacy Statement is currently applicable to our website customers and visitors in the UK. As we develop websites for international customers, we may adopt additional rules and practices consistent with this statement to conform to the policies or requirements of those countries. We may alter this statement as needed for certain products and services and to abide by local laws or regulations of other countries. If you have any questions or concerns about our privacy practices you may contact us through e-mail at bayanikard@veteransbank.com.ph or you may reach at Telephone number 0208 4322943.